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We offer you a viable alternative to bankruptcy and expensive consolidation loans. let us intervene and negotiate reduction of your business debt. Many times debtors and creditors cannot get past their emotions to even think about settling a matter. No matter what stage you are in (overdue accounts, lawsuits pending, judgments entered, liens files), we can help. Melucci, Thomas and Brown is a professional debt negotiating firm whose expertise lies in reducing problem debt for consumers and businesses for pennies on the dollar. We guarantee results or you pay us nothing. Our proven track record in the past eight years has been 50% to 90% reductions. Our fee is a small percentage of the amount we save you. Just having objective third party intervention can set the tone for amiable resolution. Don't consolidate your debt, negotiate your debt. We offer you a viable alternative to bankruptcy and expensive consolidation loans. The more energy you expend worrying, the less work you get done, the less money you make, and the less you can afford to pay your creditors. 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